Personal loan options 3–36 month terms Free to use

Explore Personal Loan Options Up to $5,000

From car repairs to unexpected bills, explore loan options through FastPayly. Start an online request and review any offer before deciding whether to accept.

  • Online request in minutes
  • Free service, no obligation
  • Lenders may look beyond credit score
Get Started

Continue to FastPayly to submit your request.

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Everyday needs

Different expenses. One place to start.

The offer highlights a range of personal expenses, including repairs, medical costs, and moving expenses.

  1. Mechanic working on a car engine while the owner looks on

    Car repairs

    Unexpected maintenance or repair costs.

  2. Homeowner repairing an outdoor air conditioning unit

    Home repairs

    Household repairs and essential equipment replacement.

  3. Pharmacist handing a prescription bag to a customer

    Medical expenses

    Bills and other health-related expenses.

  4. Couple carrying a moving box from a truck to their new home

    Moving costs

    Expenses associated with relocating.

About the offer

Meet FastPayly

FastPayly connects consumers with participating lenders.

  • Start online

    The provider describes a request process that can be completed in minutes.

  • Consider available options

    Participating lenders may consider factors beyond credit score alone. Approval is determined by the lender.

  • Decide after reviewing the terms

    FastPayly's service is free to consumers. You are not required to accept an offer.

What happens after you continue?

  1. Visit FastPayly using the button below.

  2. Complete the provider's request process.

  3. Review any available offer, including its APR, fees, and repayment terms.

Reviews

What borrowers say about FastPayly

Sarah and Mark T.

$4,500

Home Renovation

"Funds deposited in our account in less than 24 hours. Incredible speed and zero hassle!"

Verified BorrowerFunded Yesterday

Marcus D.

$3,000

Emergency Medical

"Transparent terms and zero hidden fees. Exactly what our family needed in an emergency."

Verified BorrowerFunded 2 days ago

The Andersons

$5,000

Debt Consolidation

"Consolidated high-interest cards into one low monthly payment. A total lifesaver!"

Verified BorrowerFunded this week

Elena R.

$3,200

Bakery Inventory

"Secured supplies for our holiday orders quickly. The entire online form took under 3 minutes."

Verified BorrowerFunded Today

David K.

$1,800

Car Repair

"My car broke down Tuesday morning and by Wednesday afternoon I had the cash to fix it."

Verified BorrowerFunded Yesterday

Jessica and Liam

$5,000

Wedding Reception

"Handled the last venue deposit without stress. Clear APR and very helpful partner lenders."

Verified BorrowerFunded 3 days ago

Anthony M.

$2,800

Job Relocation

"Relocated for my new position smoothly. Moving company and apartment deposit sorted out."

Verified BorrowerFunded Today

Chloe and Ryan W.

$4,200

HVAC Replacement

"Our AC went out during a heatwave. FastPayly made replacing it straightforward and rapid."

Verified BorrowerFunded 4 days ago

Frequently Asked Questions

A few things to know before you continue

Review how the service works and what to look for in a loan offer.

Is FastPayly a lender?

No. FastPayly is an advertising referral service. Participating lenders determine whether to approve a request and set their own loan terms.

How much can I request?

The offer promoted on this page advertises loan amounts up to $5,000. The amount available to you depends on the lender and its review of your request.

What rates and repayment terms apply?

The supplied offer brief describes terms of 3–36 months. FastPayly's broader disclosures list APR ranges of 4.99%–450% for personal loans, 6.63%–485% for installment loans, and 200%–1386% for cash advances. Rates and terms vary by lender and product. Review the specific APR, fees, payment schedule, and total repayment amount before accepting.

Will a lender check my credit?

Participating lenders may perform credit checks or obtain consumer reports when reviewing a request. Review the provider's credit authorization information before submitting.

Do I have to accept an offer?

No. You can review the terms and decline an offer that does not suit your needs.

Is the service available in every state?

The supplied offer excludes Arkansas, New York, New Hampshire, Vermont, and West Virginia. Availability may change and depends on the provider and applicable restrictions.

FastPayly resource

Privacy Policy

Privacy Policy for fastpayly.com

Effective Date: 09/01/2026

This Privacy Policy is part of and subject to the Terms of Use of fastpayly.com (“Terms”), which are incorporated herein by reference.

1. Introduction

Welcome to fastpayly.com (the “Website” or “Site”), owned and operated by Traffic Craft (“fastpayly,” “we,” “us,” or “our”). We are committed to protecting your privacy and the personal information you provide. This Privacy Policy explains how we collect, use, store, share, and process your personal information, and outlines your rights regarding that information. By accessing or using our Website and/or engaging with fastpayly to use our services (“Services”), you agree to this Privacy Policy in its entirety. If you do not agree, you are not authorized to register or use the Website in any manner. This Website is intended for adult use only. We do not knowingly collect personal information from individuals under the age of 18.

2. Notice at Collection

We may collect or process the following categories of personal information:

  • Identifiers (e.g., name, address, email, phone number)
  • Personal information from customer records (e.g., SSN, bank account)
  • Protected classification characteristics (e.g., age, gender)
  • Commercial information (e.g., transaction history)
  • Employment-related information
  • Education information
  • Internet or electronic network activity (e.g., IP address, browser type)
  • Sensitive personal information
  • Inferences drawn from other personal information

We retain this information as long as necessary to fulfill the purposes described in this Policy or as required by law.

3. How We Use Your Information

We may use your personal information to:

  • Connect you with participating lenders or service providers
  • Provide customer service and respond to inquiries
  • Send marketing communications (with your consent)
  • Improve our Website and Services
  • Comply with legal and regulatory obligations

4. Disclosure of Personal Data

We may disclose your personal information to:

  • Lenders and financial service providers in our network
  • Service providers (e.g., hosting, analytics, marketing)
  • Government or law enforcement agencies when required by law

We do not sell your personal information to unaffiliated third parties.

5. Cookies, Tracking Technologies, and Targeted Advertising

We use cookies and similar technologies to:

  • Analyze Website traffic and usage
  • Personalize your experience
  • Deliver relevant advertisements

You can manage your cookie preferences through your browser settings. We do not respond to “Do Not Track” signals at this time.

6. Your Privacy Rights and Choices

Depending on your state of residence, you may have the right to:

  • Access, correct, or delete your personal information
  • Opt out of receiving marketing communications
  • Request that we do not sell or share your personal information
  • Limit the use of sensitive personal information

To exercise your rights, please contact us at infor@fastpayly.com.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required or permitted by law.

8. Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the Internet is 100% secure.

9. Children

This Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have collected such information, we will delete it promptly.

10. Other Websites

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Any changes will be posted on this page with the updated effective date. Your continued use of the Website after such changes constitutes your acceptance of the revised policy.

12. Notice to California Consumers

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), including:

  • The right to know what personal information we collect, use, disclose, and sell
  • The right to request deletion of your personal information
  • The right to correct inaccurate personal information
  • The right to opt out of the sale or sharing of your personal information
  • The right to limit the use of sensitive personal information
  • The right not to be discriminated against for exercising your privacy rights

To exercise these rights, please email us at infor@fastpayly.com or call (888) 775-0859.

13. Your California Privacy Rights (Shine the Light)

Under California’s “Shine the Light” law (Civil Code § 1798.83), California residents may request information about the categories of personal information we shared with third parties for their direct marketing purposes during the previous calendar year. To make such a request, please contact us at infor@fastpayly.com with “Shine the Light Request” in the subject line.

14. Notice to Residents of Colorado, Connecticut, Utah, or Virginia

If you are a resident of Colorado, Connecticut, Utah, or Virginia, you may have the following rights under your state’s privacy laws:

  • The right to confirm whether we process your personal data
  • The right to access and obtain a copy of your personal data
  • The right to correct inaccuracies in your personal data
  • The right to delete your personal data
  • The right to opt out of targeted advertising, the sale of personal data, or profiling

To exercise these rights, please contact us at infor@fastpayly.com. We will respond to your request in accordance with applicable state laws.

15. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us:

Email: infor@fastpayly.com

Phone: (888) 775-0859

Address: 1125 E Broadway #545, Glendale, CA 91205

FastPayly resource

Rates and Fees

Rates and Fees

fastpayly.com streamlines the loan process from start to finish, though we do not lend you money ourselves. This also means we do not make any decisions on your request, we cannot influence the lender’s decision, and we are not privy to information regarding your fees, rates, APR, nonpayment rules, and renewal policy.

This website is an online service that works to put in touch borrowers like you with reliable lenders that are ready to satisfy your current financial needs.

All details, such as fees, rates, APR, nonpayment rules, and renewal policy are specified in your loan agreement and depend on local regulations by state. On our part we provide plenty of information that can help you better understand what a loan is, how it works, and how to use it wisely.

The service works for you for free. We do not bring you to accept the first available offer, allowing you to decline unsuitable options for as long as you are completely satisfied with all terms and conditions. Our activity has a simple goal: meeting our clients’ financial interests. That's just how it has to be.

Once your request is approved, the lender will make you an offer, including the fees and APR, as well as the terms of repayment and loan renewal options, if any. We encourage you to read the agreement carefully and weigh all pros and cons and be fully equipped with the necessary information to not fall in an unpleasant financial situation.

Pay particular attention to non-payments that may result in additional fees, negative impact on your credit score, and even collection activities. In case you have no funds to repay the debt on a due date, immediately contact your lender and discuss ways how to handle the situation.

Some lenders can offer to resort to a loan renewal. Remember that each lender has its own renewal policy, so we recommend that you peruse it before accepting the offer.

If you need more information on your loan agreement, please address all your questions directly to your lender. As far as we are concerned, we are ready to answer only those questions that are relevant to our service.

Disclosures described above are for information purposes only. Do not regard them as legal advice.

FastPayly resource

Marketing Practices

Marketing Practices

Welcome to fastpayly.com. We are committed to being transparent about how our Service works, how we handle your information, and our relationships with Lending Partners and Service Providers. Please read this carefully to understand our practices. Capitalized terms used herein are defined in Terms of Service. Last updated: 09.01.2026

1. OUR PARTNER LIST

1st Heritage, 60MonthLoans, AA Media, Accredited Debt Relief, Achieve, Achieve Personal Loans, Acquire Interactive, Acquisition Brands, LLC, Adopt A Contractor, Advance Financial, Advocate Debt Relief, Albert, Alleviate Financial Solutions, American Benefits Network, American Express, American Financial support, Americor, Americor Funding, Americor Funding LLC, AmOne, Anthem Tax, AppCheckr, ApplicationConnect, Approvana, Argon Credit, Inc., Atlanticus, AutoGravity, Automatic Policy, Avant Credit, Avant, Inc, Avio Credit (Curo Financial), Axcess Financial, Axos Bank, B Two Direct, Best Egg, Better Debt Solutions, Beyond Finance dba Accredited Debt Relief, BHG Financial, Boost Your Score, BorrowersFirst, Inc., Borrowly, Bounce, Bravaro, Braviant Holdings, Brigit, BuckUp, Bulldog Applied Bank Secured Visa Gold Preferred Credit Card, Bulldog Media, Businessloans.com, Campaign Kings, Carbon Steel Media, Caremile, CareOne Debt Relief, Carvana, CASH 1, Cash By Phone, LLC, Cash Central, Cashbly, CashNetUSA, CashUSA, CC Flow - Offered through MoneyKey, CCCS, CDH Association (Credit Debt Health), Century Support Service, CheckGo, Checkgobenefits, CheckgoNOW, Choice Cash, Citi, Citizens Finance, ClearCheck, ClearOne Advantage, Clicksburgh, LLC, Client Consent, Connect Media Ventures, Connectleads (CMVmobile), Consolidated Credit Counseling Services, Consumer Alliance Processing Corp. (CAPC), Consumer Debt Help Association, ConsumerServices, Credible Labs Inc. and its subsidiaries, Credit Central, Credit Ninja, Credit Saint, Credit9, CreditFresh, CreditFresh - Line of Credit from CBW Bank, CreditFresh - Line of Credit from First Electronic Bank, CreditNinja, Current, DailyFinance, Debt Advisor, LLC, Debt Freedom Group, Debt Genie, Debt Liberate, Debt Wave, Debt.com, DebtMD, Digital Media Solutions, Inc., Digital Thrive, Discover Personal Loan, DMB, Dollar Sensei, DOT818, E-Financy, Echo Credit, eHelpLab, Elevate Credit Service, EMoney, Empower Financial Network, LLC, Engine by MoneyLion, Enova, EPCVIP, Evercare, Family Relief, Fig Loans, Fig Tech, Figure, Finance Factory, FinClear, FinishHub, Fintara, First Midwest Bank, First Nations Media, Fix and Flip, Fluent, Freedom Debt Relief, Freedom Financial, Freedom Lender, Freedom Plus, Fundera, Inc., FundGo, Funding Circle, Fundli, GetBoro, Giggle Finance, Glacier Bay, Global Trust Funding, Go Ace Group, Go-files, GoBlueRate, GoChecks, Goldman Sachs - Marcus, GoSteadyWise LLC, Haven Hub LLC, Headway Capital, Heights Finance, Highwinds, LLC, Home Options, Inc., HomesatMV, http://Verfy.co, iLoan, InChare Debt Solutions, INeedCashNow.net, Integra Credit, Interlincx, Jenius Bank, JG Wentworth, Jora Credit, Journey Capital, KC Credit Services, KGM, Kinetiq Media, KleverBudget, Klover Holdings, Inc., Laurel Road, Law Offices of Robert S. Gitmeid & Assoc., PLLC, Lead Capture, Lead Economy, LeadPulse Media, LeadsMarket, LeadtreeUSA, Lend A Dollar, LendingClub, LendingPoint LLC, LendingTree Personal Loan Partners, LendingUSA, Lendio, Lendli, Lendly, Lendmark Financial, LendNation, LendSwift, LendUp, Lendvia, Level Debt, Lexington, Lightstream, Loan Depot, Loan Mart - Choice Cash, LoanMe, Loans2Go, LOANZ, Magnum, MakeSaveRetire, Mariner Finance, LLC, Marlette Funding (BestEgg), MaverickPolicy, Medical Sync & Review, Merrick Bank, MiliMedia, MKII, Modaramo Media Inc, Monevo, MoneyKey, MoneyLion Inc., MoneySack LLC, Mr. Amazing Loans, MV Realty PBC, LLC, My Benefits Club, National Debt Relief, Nestegg, NetCredit, NexLevel Direct, NoBounce LLC, Offer Edge, Oliv Financial, OnDeck, One Loan Place, One Park Financial, OneMain Financial, Ontario Holdings, Opportunity Financial (OppLoans), Opportunity Loans, Ovation, Pacific Debt, Palmcrest (CAPC), PartnerPros, Path56, Pathward, Pave, Payoff, PeachTree Debt Relief, Peerform, Pennie Financial, Pentagon Federal Credit Union, PersonalLoans.com, Personify Financial, Point Digital Finance, PolicyBright, Possible Finance, PowerLend, Profitise, LLC, Progressive Debt Relief, Progrexion, Prosper Marketplace, Inc, Purpose Financial, QC Holdings, Quick Credit Connect, QuinStreet, QuoteChex, RapidAdvance, Reach Financial LLC, Red Rock Media, Regional Finance, Renovate, Reprise Financial, Republic Finance LLC, RevLift, RevPie, Rex Direct, Ringlab Media, RISEcredit.com, Rocket Loans, RX Marketing, Sanco (Loan Me), Search ROI, LLC, Secure Verify Request, SecureRequests, Security Finance, SeedFi, Seek Capital, Select Quote Insurance Services, Self Financial, Inc, Self Lender, Senior Direct Marketing, Simple Debt Solutions, SimpleQuotes, SimpleVerify, Skeps, SMAC X LLC, Smart Debt Relief, SoFi, Sola, SolveDebts, Solvent, Speedy Cash, Splash Financial, Spot Loan, Stop Go Networks Limited, Super Money, Swift Homes, SymplyNow, Tally, Tandem, Target Audience Group (TAG), The Credit Pros, ThinkWallet, TitleMax, TMX, ToTheDegrees, Tower Loan, Tradition Media Group (TMG), Transform Credit, TrustedRequest, Trustio, Try My Solutions, TrySmartly, TSR Request LLC, Turbo Debt, Turbo Title Loan, TurboTips, Umbrella Debt, UnitedAmericanAlliance, Universal Credit, Upgrade, Inc., Upside Legal, LLC, Verify Connect, Verrifai LLC, VIVA Finance, Inc, Vouch Financial, Inc, Willow Wealth Financial, World Finance, Yendo Inc, Zendable, LLC

2. WHO WE ARE

We are not a lender, creditor, or financial institution. We do not make credit decisions, provide loans, or guarantee loan approvals.

We offer to you a free Service that connects you with our Lending Partners and Service Providers within our network who may offer you loan products or related services. We collaborate with Lending Partners and Service Providers by offering lead generation and marketing services. In return, we receive compensation for connecting you with them, marketing their services, and sharing your information with them. This business model enables us to provide our Service to you free of charge, while also generating revenue, improving our Service, and sustaining our operations. If you are uncomfortable with our Lending Partners and Service Providers processing your information or if you do not wish to receive marketing communications for credit-related products and services, we advise against using our Service.

3. HOW WE FIND YOU A LENDER

When you submit a request on our Site, we share your data with Lending Partners to identify a lender interested in offering you a loan.

Important Notes: By submitting your information through our platform, you are making an inquiry to be connected with our Lending Partners. You are not applying for a loan or credit product with us. Our Service does not include all lenders or financial products available in the market. If multiple lenders express interest, our system will likely prioritize the lender offering us the highest compensation for connecting with you.

If no lenders in our network express interest, we may resubmit your information through one of our Lending Partners, who will attempt to match you with lenders again. This increases your chances of finding a lender.

4. THE LENDER WILL REACH OUT TO YOU

Once we identify a Lending Partner interested in offering you a loan, we share your information with them. They may use your information to contact you about loan options and market their services via SMS, email, or phone calls, even if you do not proceed with the loan offer.

To opt out, you will need to follow such lender’s specific instructions provided in their communications.

5. YOU ARE RESPONSIBLE FOR CHECKING LOAN TERMS

As a lead generator, we:

Do not guarantee loan approval, the best terms, or specific loan conditions. All credit and loan decisions are made exclusively by the lenders with whom you are matched. Loan terms, rates, and conditions may differ from your initial preferences, and we do not know what terms will be offered to you.

Tribal and Offshore Lenders:

Some lenders in our extended networks may operate under tribal or offshore jurisdictions and may not comply with state lending laws. These lenders often charge higher interest rates and may offer terms that differ significantly from traditional lenders. We strongly recommend you carefully review and compare loan offers from multiple lenders before making any financial commitments.

6. WE MAY ADVERTISE OTHER FINANCIAL SERVICES

If no lenders are found for your request, we may:

  • Redirect you to other websites offering finance-related services, such as debt relief, credit repair, or credit monitoring.
  • Use some of your provided information to customize relevant ads for you.
  • Request your consumer (credit) report (with your consent) to evaluate your eligibility for certain financial services.

If you click on these ads, including answering any surveys, we may share your contact information with the respective advertisers so they can contact you directly. These advertisements support our free-to-consumer Service and help find relevant financial products.

Clicking on these ads is not a condition to receive any service, product, or loan approval.

7. WE MAY SEND YOU MARKETING COMMUNICATIONS

By using our Service, you agree that we, our Lending Partners, Service Providers, and other third-party marketers, may send you marketing communications via email, text message (SMS), phone calls, and direct mail. These communications may include promotional offers, advertisements, or updates related to loans and other financial products and services.

In addition, we may send you general advertising materials by postal mail that we deem to be relevant to you. Such mailings may be sent through third-party service providers. For this purpose, we may share your mailing address with those third parties.

You may opt out of receiving marketing communications at any time without affecting your ability to use our Service, connect with a lender, or access financial products. To stop receiving marketing communications, simply click the unsubscribe link at the bottom of the website or follow the instructions provided in the marketing communications.

8. WE VALUE YOUR PRIVACY

We handle your data in accordance with applicable privacy laws and our Privacy Policy. While we strive to ensure the privacy and security of your information, we do not control the privacy practices of third-party entities. We strongly encourage you to review their privacy policies independently.

9. CONTACT US

If you have any questions or concerns about our Marketing Practices disclosure or how your data is handled, please contact us at: infor@fastpayly.com

FastPayly resource

Terms of Service

Terms of Service

Effective Date: 09/01/2026

INTRODUCTION

fastpayly.com and its owner and operator (“fastpayly,” “we,” “us,” or “our”) provide our loan referral services (described below) and related content to you through our website located at fastpayly.com (the “Site”) and through any related mobile applications and technologies (collectively, the “Service”). All access and use of the Service is subject to the terms and conditions contained in these Terms and Conditions of Use (as amended from time to time, the “Terms”).

By accessing, browsing, or otherwise using the Site or any other aspect of the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not accept the terms and conditions of these Terms, you may not access or use the Service.

⚠️ PLEASE READ THESE TERMS CAREFULLY. THEY INCLUDE AN AGREEMENT TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US (INCLUDING OUR MARKETING PARTNERS AND/OR LENDING PARTNERS IF ONE OR MORE OF THOSE ENTITIES IS A TARGET OF YOUR CLAIM) TO BINDING AND FINAL ARBITRATION, AND FURTHER: (1) YOU MAY ONLY PURSUE CLAIMS AGAINST US ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING; (2) YOU MAY ONLY SEEK RELIEF ON AN INDIVIDUAL BASIS; AND (3) YOU MAY NOT BE ABLE TO HAVE YOUR CLAIMS RESOLVED BY A JURY OR IN A COURT OF LAW.

1. Loan Referral Service

Our loan referral service (the “Service”) connects consumers with prospective lenders participating in our network (“Lender Partners”). To use the Service, you must complete an online request form (“Request Form”) that requests personal information from you, including your name, address, telephone number, email address, Social Security number, bank account information, and employment information.

Please review our Privacy Policy. The terms of the Privacy Policy are incorporated into and considered a part of these Terms.

2. Credit Decisions

fastpayly.com is not a lender and does not make loans or credit decisions. We do not guarantee that any Lender Partner will offer you a loan or that any loan offer will contain specific terms or conditions. We do not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by Lender Partners through the Service are the best terms available in the market.

3. Loan Terms

Loan terms, including APR, repayment schedule, fees, and renewal policies, are determined solely by the Lender Partner. You are under no obligation to accept any loan offer. If you accept a loan offer, you will be entering into a separate agreement with the Lender Partner, and you should review their terms carefully.

4. Authorization to Share Information

By submitting a Request Form, you authorize fastpayly.com to share your information with Lender Partners and third-party service providers for the purpose of providing the Service. You also authorize Lender Partners to verify your information and perform credit checks.

5. Compliance with Laws

You agree to use the Service in compliance with all applicable federal, state, and local laws and regulations. fastpayly.com reserves the right to refuse service to anyone and to terminate access at any time.

6. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of fastpayly.com or its licensors and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our express written permission.

7. Limitation of Liability

To the fullest extent permitted by law, fastpayly.com shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability shall not exceed the amount you paid (if any) to access the Service.

8. Indemnification

You agree to indemnify, defend, and hold harmless fastpayly.com, its affiliates, officers, directors, employees, and agents from any claims, damages, or expenses arising out of your use of the Service or violation of these Terms.

9. Third-Party Links

The Site may contain links to third-party websites. fastpayly.com is not responsible for the content, accuracy, or privacy practices of those sites. Accessing third-party sites is at your own risk.

10. Arbitration Agreement

You agree to resolve any disputes with fastpayly.com through binding arbitration, rather than in court. This includes disputes involving our marketing or lending partners. You waive the right to participate in class actions or jury trials.

Exceptions: You may bring individual claims in small claims court or seek injunctive relief for intellectual property violations.

11. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any arbitration or legal action must be filed in California.

12. Changes to These Terms

We may update these Terms at any time. Changes will be posted on this page with the updated effective date. Your continued use of the Service constitutes acceptance of the revised Terms.

13. SMS Terms & Conditions

By providing your mobile number and opting in to receive SMS messages, you consent to receive recurring text messages from fastpayly.com, including promotional offers, loan updates, and customer service notifications. Message frequency may vary. Message and data rates may apply.

You can opt out at any time by replying “STOP” to any message. For help, reply “HELP” or contact us at infor@fastpayly.com. Supported carriers are not liable for delayed or undelivered messages.

14. Contact Information

If you have questions about these Terms, please contact us:

📧 Email: infor@fastpayly.com

☎️ Phone: (888) 775-0859

📬 Address: 1125 E Broadway #545, Glendale, CA 91205